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Employment and Support Allowance
Employment and Support Allowance (ESA) replaced Incapacity Benefit and Income Support for people who make a new claim for benefit from 27 October as unable to work due to illness or disability.
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Dealing with debt
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Dealing with debt
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Taking control
Once you realise you're in debt you will probably feel as though you have lost control of your finances. However, there are some steps you can take to improve the situation.
Debt Pack
Download a self-help debt pack direct from National Debtline's website (external website).
Do I have to pay this debt?
Sometimes people are pursued for debts that, in law, they do not have to pay.
Which debts should I pay first?
The law gives different rights to different creditors. This means that some of them can take drastic action against you to try and get their money back.
Troubleshooting credit debts
Tips on dealing with creditors that don't want to accept your offer of repayment.
Court action for credit debts
The County Court is there to ensure fairness between borrower and lender. Find out what do if your creditor takes court action against you.