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  • Debt
    • Different types of debt
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      • Child maintenance arrears
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      • Income Tax and VAT arrears
      • Magistrates' Court fines
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      • Gas or electricity arrears
    • Dealing with debt
      • Taking control
      • Debt Pack
      • Do I have to pay this debt?
      • Which debts should I pay first?
      • Troubleshooting credit debts
      • Court action for credit debts
    • Debt Pack
    • Personal insolvency
      • Administration Orders
      • Bankruptcy
      • Individual Voluntary Arrangements
    • Rent arrears
      • Can I reduce the arrears? - quick checklist
      • Rent arrears
      • Help at Court for people who rent
    • Mortgage and Secured Loan arrears
    • Bailiffs
      • About bailiffs
      • Problems with bailiffs
      • Useful addresses when dealing with bailiffs
    • Enforcement of County Court Judgments
    • Personal finance for people who live and / or work in East Manchester (external website)
    • Information about debt in community languages (external link to Multikulti's website)
    • Debt and Mental Health - guide developed by the Royal College of Psychiatrists (external link pdf)
    • Loan sharks and illegal money lending
  • Housing and the Home
    • A guide to renting
      • Finding a home to rent in Manchester
      • Housing for Students
      • Checking out the property
      • Deposits
      • Tenancies
      • The tenancy agreement
      • Rent
      • Living in the property
      • Leaving the property
    • I am homeless
      • Being legally homeless
      • Asking the Council for help
      • Other organisations that may be able to help
      • Help with deposits in Manchester
      • Sleeping rough
      • Finding a home to rent in Manchester
    • Deposits
    • Benefits and other help with housing costs
      • Housing Benefit
      • Council Tax
      • Council Tax Benefit and Second Adult Rebate
      • Discretionary Housing Payments
      • Help with mortgage interest and some other costs for home owners
    • Help with council tax
      • Help with Council Tax
      • Council Tax Benefit and Second Adult Rebate
      • Discretionary Housing Payments
    • Rent arrears and other problems with rent
      • Can I reduce the arrears? - Quick checklist
      • Rent arrears
      • Help at Court for people who rent
      • Rent increases
    • My landlord is causing me problems
      • My landlord is harassing me
      • My landlord won't do the repairs
    • Mortgage and secured loan arrears
      • Can I reduce the arrears? Quick checklist
      • Help at Court for homeowners
      • Mortgage, second mortgage and secured loan arrears
    • I need to move
      • Struggling to manage at home?
      • Supporting People
      • Tips for young people
      • I need to move to another area
      • My home is being demolished
    • My partner and I are splitting up
      • We are married
      • We are not married
    • My home needs repairs
      • Quick facts for council tenants
      • Rights to repair - FAQs for private tenants
      • Landlords' repair duties
    • Help to stay at home
      • Grants, adaptations, equipments and home improvements
      • Support
        • Support for Disabled People
        • Help for Older People
        • Help for People with Drug and/or Alcohol Problems
        • Help for People with Learning Disabilities
        • Help for People with Mental Health Problems
        • Help for Young People
      • Supporting People
    • Safety at home
    • Help for Asylum Seekers in Manchester
      • Housing rights for asylum seekers
    • Domestic Violence
      • Where to get help in Manchester
      • Domestic Violence and Housing
      • Information for the Lesbian, Gay, Bisexual and Transgender Communities
    • Problems with neighbours
      • Noisy neighbours
      • Threatening or violent neighbours
      • Anti Social Behaviour Orders
      • My neighbour has accused me of being a nuisance
      • Other neighbourhood problems
    • Information about housing in community languages (external link to Multikulti's website)
  • Benefits
    • A to Z of benefits and tax credits
      • Armed Forces Compensation Scheme
      • Attendance Allowance
      • Bereavement Allowance
      • Bereavement Payment
      • Bereavement Premium
      • Budgeting Loan
      • Carer's Allowance
      • Child Benefit
      • Child Tax Credit
      • Child Trust Fund
      • Cold Weather Payment
      • Community Care Grant
      • Council Tax Benefit
      • Crisis Loan
      • Disability Living Allowance
        • What is Disability Living Allowance for Care?
      • Education Benefits in Manchester
      • Funeral Expenses Payment
      • Guardians Allowance
      • Health Benefits
      • Housing Benefit
      • Incapacity Benefit
        • Incapacity for work - the tests
          • How the Personal Capability Assessment is scored
        • Pathways to Work
      • Income Support
      • Independent Living Fund
      • Industrial Injuries Disablement Benefit
      • Job Grant
      • Jobseeker's Allowance
        • Available for work and actively seeking work
        • Benefit disqualifications and sanctions
        • Hardship Payments
      • Maternity Allowance
      • Mortgage Interest Costs
      • Motability
      • Pension Credit
      • Retirement Pension
      • Second Adult Rebate (Council Tax)
      • Severe Disablement Allowance
      • Social Fund Payments
      • Statutory Adoption Pay
      • Statutory Maternity Pay
      • Statutory Paternity Pay
      • Statutory Sick Pay
      • Sure Start Maternity Grant
      • War Disablement Pension
      • War Widow or Widower's Pension
      • Widowed Parent's Allowance
      • Winter Fuel Payment
      • Working Tax Credit
      • ESA
    • Benefit and tax credit rates
      • Rightsnet
      • Manchester City Council
      • Local Housing Allowance
    • Having a baby or adopting a child
      • Benefits timetable if you are having a baby
      • £500 Sure Start Maternity Grant
      • Statutory Maternity Pay
      • Maternity Allowance
      • Incapacity Benefit
      • Income Support
      • Jobseeker's Allowance
      • Statutory Paternity Pay
      • Statutory Adoption Pay
      • Information on other websites
    • Benefits for families with children
      • Key benefits and tax credits for families with children
      • Is your child sick or disabled?
      • Child support maintenance
      • Childcare costs
      • Childcare Vouchers or Tax Credits?
      • Benefits when your child goes into care
    • 16 or 17 year olds
      • Don't miss out
      • Parents or guardians claiming for you as a dependant
        • Child Benefit Extension Period
      • 16 or 17 year olds in care or leaving care
      • Education Maintenance Allowances and other support
      • Training
      • Basic Benefits for 16 or 17 year olds
        • Living away from home for a good reason
      • Young disabled people and carers
      • The minimum wage for under 18s
      • Information on other websites
    • Carers and benefits
      • Carer's Allowance and other benefits
      • Benefits for carers aged under 60
      • Benefits for carers aged 60 or over
      • Help with rent or Council Tax
      • One-off grants for household expenses
      • Other benefit issues for carers
      • Information on other websites
    • How to contact the Benefits Service in Manchester
    • Links to other websites - overviews of benefits
  • Consumer
    • Have a Happy Holiday!
    • Aged 60 or over? How to deal with Consumer problems in Manchester
      • Your rights as a shopper
      • Second-hand items
      • Problems
      • Smoke Alarms
      • Finding reliable trade people
      • Getting Help
    • Before you buy
    • Compensation for passengers unable to board flights
    • Information about dealing with Consumer problems on other websites
  • Employment
    • Your rights at work
    • Employment leaflets
    • Information on other websites
    • Stepping Stones
      • Stepping Stones
  • Immigration
  • Community Care
  • Health
  • Education
  • Help for Carers
  • Advice for Older People
    • Pension Credit and pensions
    • Retirement and the State Pension
    • Benefits and other help
      • Looking after someone
      • Care needs
      • Free prescriptions and other help with NHS costs
      • Can I get help with housing costs?
      • Funeral Payments
    • Work, training and study
    • Benefits in hospital or a care home
      • Going into a care home
      • Going into hospital
    • Basic bank accounts
    • Income Tax
    • Help with travel
      • Getting about
      • Free passports if you were born before 2 September 1929
    • Help at home
      • Can I get adaptations or equipment for my home?
      • Other help - alarms, support, sheltered housing
      • Getting repairs done
    • Private tenant housing rights
    • Gas, electricity, water
      • Owe money for gas, electricity or water
      • Paying for gas, electricity or water
      • Switching suppliers
      • Heating - insulation, grants, help and gas safety
      • Help to pay for heating
    • Debt
      • Help with debts
      • Owe money for gas, electricity or water?
      • If your partner has died
  • Credit Crunch
    • Debt Pack PDF's
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